FAQS

Maternity Insurance for the Female Workers
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What gives the workers the qualifications to enjoy the maternity insurance?

I. The employers and its workers must purchase the maternity insurance and make the payment for 12 months at least;

II. Comply with the statutory requirements for maternity

2. Why do the male workers have to pay for the maternity insurance?

Answer: The maternity insurance is paid by the employers only. And only the female workers can enjoy the insurance benefits. The policy has clearly regulated the insurance coverage regardless of the age or gender.

3. What kind of materials do the workers have to submit when applying for the maternity insurance?

Answer: they should provide the following copies of documents with the seals of the employers (1) ID; (2) Family planning certificate issued by the family planning administration; (3) certificate of birth, certificate of baby death, certificate of abortion or certificate of induced abortion (issued by the family planning administration) given by the medical institutions; and (4) case history and invoices.

 

4. What kind of maternity insurance benefits can the workers enjoy?

(1) Maternity allowances (2) Medical allowances

          

Why haven’t I got my in-work injury compensation or maternity benefits?

 

Answer: the in-work injury compensation and maternity benefits can be transmitted to the account of the employer within 10 working days. If the payment is not arriving on time, the account number might be wrong. The employer should send people to the Social Security Division to double-check the account with the employer’s income account certificate.

6. For the pregnant workers not working for the employer but having the insurance in the employers, can they enjoy the benefits?

Answer: No. Only those working for the employer can enjoy the benefits.

 

Maternity Allowances

(based on the monthly average maternity insurance payment 12 months before the worker delivers, aborts or forces the abortion)

Medical allowances (Yuan)

7-month pregnancy and above

 

90 days

Note: 1. Another 15 days if the workers has the C-section due to the difficult delivery;

2. For the delivery of more than 1 baby, another 15 days for each more baby;

3. Another 7 days when the worker receives the midwifery surgery due to the difficult delivery

Smooth

Difficult

C-section

2400

2500

3800

Between 3-month and 7-month

 

50 days

 

 

 

3-month pregnancy and below

30 days